Make financial management the easiest step to realize your dreams

Financial management to anxiety? What you have to deal with is not overhead, it's 'toxic monetary relationships'.

Every deposit is an expectation of the future

Effective financial management allows everyone to pursue their dreams and create the future without worries

About Me

I am a girl born in the 1990s, with a science background, and I switched from the education sector to the insurance industry.

In the insurance industry for more than ten years, I have seen many life stories: some people lost investment to borrow money to survive, some people devoted their lives to faith from not managing money, some people borrowed money to pay for medical expenses to pay minpay almost to sell the house and finally successfully managed debt recovery, and some people did not cancel the policy eventually compensated hundreds of thousands by insurance. These stories made me feel that finance is not a pure numbers game, but affects how many options you have at every stage of your life.

I hope to use my professionalism and sincerity to accompany you every step of the way, no matter what difficulties you face, I want to help you find the most suitable solution for your life to be more peace of mind and more autonomy.

My philosophy

I dare say that I am not the same as 90% of other Agents. why? Because 90% of Agents want you to pay for the policy, but if your needs are not solved by the policy, I would even ask you to pocket better money.

My goal is to help you "know yourself and your enemy", do Google Maps on your financial path, clear where you are and where your destination is.

Whether it's saving money or not, investing or not, we will find the path that suits you best, no need to take the wrong path!

Give meaning to every number you write

Finance is not about buying a “financial plan”, it’s about getting you to find the most suitable life option!

How can I walk with you?

Everyone’s life is unique, and financial solutions should also be tailored. I will listen to your needs and dreams with my heart. Whether you want to further your education and learn new skills, travel the world, retire early, or want to spend time with your family without having to work, I will analyze and understand your needs with you.

I don’t urge you to make a decision, I only accompany you step by step to clarify your goals and help you find peace of mind in complex choices. I understand that when it comes to money can sometimes be stressful and confusing. I hope to use empathy to help you make complex financial issues simple and clear. I don't care if you end up buying insurance with me, I only care that you can take a step into the future with confidence and hope without any worries.

My next step: the Orphan Single Self-Help Manual

I have seen too many insurance policies become "orphan policies" because no one follows up.

——According to statistics, 99% of policies eventually become orphan policies.

Before I handed the letter to leave the old company, I had notified the customer several months to a year in advance to explain the whereabouts and prepare the FAQ, in case the customer suddenly received a company letter saying that I left the company made him hesitant, but there have been people because of fear of disturbing me, can only explore their own compensation, my heart is really uncomfortable.

I know many clients “get someone to follow” for their policies and fall into the anxiety and trap of bad sales as a result. These experiences made me determined to write an Orphan Policy Self-Rescue Handbook for people to teach themselves about insurance, manage and protect their own policies, and no longer have to rely entirely on salespeople.

 Through this book, I hope to help the clients I have worked with and help more people in need, giving them more autonomy and peace of mind on their financial path.

My commitment

In my eyes, finance is a journey of growing with you. I’m not trying to sell you a two-pronged policy so you can get paid and go, but I’m hoping to be your travel companion and help you connect your dreams with reality.

With the utmost sincerity and professionalism, I will help you understand the meaning behind each choice, ensure that your decision can be prepared for yourself and your family; help you find the most suitable direction so that your life journey can go more smoothly and with more peace of mind. No matter where you are in life, I hope to be by your side and accompany you to achieve your dreams.

What do friends who have consulted say?

Don't just listen to me, listen to others too.

Ms. M, beauty industry

“I have quite a few clients with you now. But! Yes! I really have never seen an agent like you!😂

I still remember well before you asked me out for hours and hours of explanation, letting me, a zero-knowledge person, know what I needed and what was right for me.

Also the process sincerely feel like you teach me class, will not feel a hand sell situation, even think you Buddha to no intention to open an order 🤣 and very attentive will help me analyze what should buy and not buy, what do not have to buy so much 🥺✨

Although it didn't open in the end, it really impressed me until now😳 So as soon as a friend asks about insurance I will drop you on the table 🤣🤣🤣

And before finding you to work very quickly! 💖Extremely conscientious and efficient 🙏🏻"

Ms. P, service industry

“As a goldfish with intermittent amnesia, Rain is simply the first choice for conscience 👍🏻

Rain kept up with his service expertise, and wrote many things clearly, explaining things he didn't understand carefully and providing assistance during his time on duty.

Before I had to do an examination due to illness, his time cooperated to directly take time to accompany me to see the doctor, do the examination, this is my previous A accuracy can not do.

These seven years I have been very confident to ask him to help me with all my life matters ❤️ especially the most important pension for the moonlighting family 😌

His on-duty hours are 10-22, and after 2200 he only talks about the wind and moon. I personally appreciate this work-life balance attitude (of course the exception is the Urgent incident)."

Ms. C, clerical

"It's good that you won't hard sell this! · And you will give advice case by case. It's very courteous. Although I'm still some distance away from successfully paying off my credit card, the advice you gave me really helped me a lot and calmed me down a lot."

Ms. M, Exhibition

"Rain Ho is a jack of all trades, in my mind he helps solve only difficulties, he is a helpful friend. No, the connection with him slowly becomes more than a relationship between a financial advisor and a customer, because he is genuinely caring and close to customers. He has a wide network of connections, so he can help even if it is not what he was originally good at. And sometimes some friends have difficult problems and he does not mind getting help as an intermediary."